Permanent Life Insurance

Permanent Life Insurance

Permanent life insurance policies provide a benefit for your entire life, and your beneficiaries would receive the death benefit purchased no matter how long you live. The following types of permanent life insurance policies may include a cash value feature: Whole life insurance. Universal life insurance. Indexed-Universal life insurance. Cash value is the portion of your policy that earns interest and may be available for you to withdraw or borrow against. Permanent life insurance today also has riders and features that can protect you against chronic illness.

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